Ledger & Co. Advisors

Accounting that keeps your business calm, compliant and ready for better decisions.

We help small businesses, founders and growing teams stay on top of bookkeeping, tax, payroll and financial planning without the last-minute stress.

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Monthly bookkeeping Tax planning Payroll support Advisory for growing teams

Accounting advisor reviewing financial reports and tax documents at a desk

Modern accounting support for clean books, timely filings and clearer owner decisions.

Why clients choose us

The finance work that makes every month easier to run.

Reliable accounting gives owners fewer surprises, better records and cleaner conversations with their team, lender or tax advisor.

Clean books

Reconciled accounts, organized transactions and records owners can trust.

Tax-ready records

Year-end support starts long before the filing deadline arrives.

Payroll confidence

Practical payroll coordination for growing teams, new hires and compliance needs.

Clear financial advice

Plain-language guidance for cash flow, margins and owner decisions.

Our approach

Financial clarity starts with records you can trust.

Bookkeeping workspace with financial statements, calculator and laptop

A steady monthly rhythm, not a scramble at tax time

Monthly bookkeeping and account reconciliation
Tax-ready reporting before deadlines arrive
Payroll support for growing teams
Practical advice for cash flow and planning

Accounting services

Support for the numbers your business depends on.

Choose focused accounting help or a broader monthly rhythm that keeps books, payroll and planning connected.

Bookkeeping

Monthly transaction coding, reconciliation and organized records.

Tax preparation

Year-end readiness, filing coordination and practical tax planning.

Payroll

Payroll process support for employees, contractors and growing teams.

Financial reporting

Readable statements that help owners understand performance.

Cash flow planning

Simple forecasts and review habits for better spending decisions.

Business advisory

Owner-friendly guidance for margins, pricing and next-step planning.

240+ monthly accounts reconciled

98% on-time filing support

36 industries served

4.9/5 client clarity score

Who we help

Accounting support shaped around how your organization works.

Different teams need different financial rhythms. The right setup keeps support practical from the first month.

A clean monthly picture for owners who wear many hats.

Monthly bookkeeping, sales tax support and clean reporting help small business owners make decisions without digging through spreadsheets.

Bank and credit card reconciliation
Sales tax and expense organization
Monthly owner reporting pack

Best for: local companies, studios and service businesses that need dependable monthly close.

Talk through small business support

Founder-friendly records before finance gets complicated.

We help early teams keep runway, payroll and investor-ready records visible without creating unnecessary overhead.

Runway and cash burn visibility
Founder expense and payroll coordination
Board and investor-ready statements

Best for: funded founders and lean teams building their first finance rhythm.

Compare startup-fit support

Simple tax planning and income tracking for independent work.

Freelancers and consultants get a clearer view of income, expenses, estimates and records before tax season.

Quarterly tax estimate reminders
Expense category cleanup
Year-end document checklist

Best for: independent professionals who want calm, organized records.

Review freelancer questions

Fund-aware reporting for boards, grants and community programs.

Nonprofit teams need practical tracking that supports accountability without burying staff in finance complexity.

Fund and program tracking
Board report preparation
Compliance and documentation support

Best for: mission-led teams that need clean reporting and audit-ready records.

Ask about nonprofit accounting

Payroll, reporting and planning support as the team expands.

Growing teams need better finance habits around payroll, margins, cash flow and recurring leadership reviews.

Payroll and contractor coordination
Department and margin reporting
Quarterly planning check-ins

Best for: companies moving from owner-led bookkeeping to a managed finance rhythm.

See the onboarding process

How onboarding works

A practical path from messy records to a reliable month-end rhythm.

Discovery call

We learn how your business earns, spends, pays people and currently manages records.

Secure document review

Statements, prior filings, payroll details and software access are reviewed through a secure process.

Cleanup and setup

We correct old categories, reconcile key accounts and shape the reporting structure.

Monthly reporting rhythm

Each month closes with clear reports, notes and questions for the owner or leadership team.

Tax and planning check-ins

We look ahead to filings, estimates, cash flow and decisions that should not wait until year-end.

Before and after

Less deadline stress. More confidence in the numbers.

Better accounting is not just cleaner files. It changes how owners plan, hire and spend.

Before

Late reconciliations

Accounts are reviewed only when a lender, tax deadline or urgent decision forces the issue.

After

Books reviewed every month

Reconciled accounts and notes make the monthly picture easier to trust.

Before

Unclear cash position

Money is moving, but owners cannot quickly tell what is available, committed or overdue.

After

Reports that support decisions

Owners can see cash, margins, payroll impact and tax considerations before choices are made.

Service options

Choose accounting support that matches your stage.

Every plan starts with clean records and practical communication. The right fit depends on complexity, payroll and advisory needs.

Lean monthly support

Essentials

For freelancers and very small teams that need clean books, basic reports and year-end readiness.

Best for: simple businesses that want dependable monthly bookkeeping.

Monthly reconciliation
Expense categorization
Tax document checklist

Start essentials

Most requested

Growth

For businesses that need bookkeeping, payroll coordination and monthly reports owners can use.

Best for: companies with employees, recurring operations and decisions to plan.

Bookkeeping plus payroll support
Monthly reporting review
Quarterly tax planning notes

Choose growth

Planning partner

Advisory

For owners who want accounting, cash flow support and quarterly decision reviews in one rhythm.

Best for: growing teams that need cleaner numbers and practical financial guidance.

Cash flow and margin review
Quarterly advisory session
Planning notes for owner decisions

Ask about advisory

“Ledger & Co. turned our books from a monthly worry into a clear decision tool.”

Avery Mills

Owner, Harborline Goods

Accounting FAQ

Questions owners ask before choosing accounting support.

Services

Bookkeeping, payroll, tax and cleanup support.

Yes. We can review historical transactions, reconcile key accounts and create a cleaner structure before ongoing monthly support begins.

Working together

Reports, software and first-call preparation.

Ready for cleaner books?

Let’s make your numbers easier to trust.

Tell us what feels unclear, overdue or stressful. We will help you choose the accounting support that fits your business.

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Our social channels

Stay close to practical consulting notes, team updates and new growth resources.